:root{
  --ink:#181410; --ink-soft:#4a423a; --line:#e4ddd3; --paper:#fffdfa; --sand:#f6f1e9;
  --brand:#7c3f16; --brand-dk:#5d2e0f; --accent:#c8892f; --green:#1f6b45;
  --radius:14px; --shadow:0 10px 30px rgba(40,26,12,.10); --max:1180px;
  --font-h:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;
  --font-b:"Segoe UI",system-ui,-apple-system,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-b);color:var(--ink);background:var(--paper);line-height:1.65;font-size:17px;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--font-h);line-height:1.18;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.4vw,3.2rem)}
h2{font-size:clamp(1.5rem,2.8vw,2.1rem);margin-top:1.4em}
h3{font-size:1.18rem}
p{margin:0 0 1.1em}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}
.narrow{max-width:820px}
.center{text-align:center}
.mt{margin-top:2rem}
.muted{color:var(--ink-soft);font-size:.92rem}
.skip{position:absolute;left:-9999px}
.skip:focus{left:8px;top:8px;background:#fff;padding:10px;z-index:999}

/* buttons */
.btn{display:inline-block;padding:12px 20px;border-radius:999px;font-weight:700;font-size:.95rem;border:2px solid transparent;transition:.18s;text-align:center}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-call{background:var(--green);color:#fff}
.btn-call:hover{background:#175536;color:#fff}
.btn-quote{background:var(--accent);color:#241703}
.btn-quote:hover{background:#b1782a}
.btn.lg{padding:15px 26px;font-size:1rem}

/* header */
.topbar{background:var(--ink);color:#e9e0d4;font-size:.82rem}
.topbar-in{display:flex;justify-content:space-between;gap:12px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#f0e5d6}
.topbar-right{display:flex;gap:18px;flex-wrap:wrap}
.topbar .tel{font-weight:700;color:var(--accent)}
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,253,250,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:10px;padding-bottom:10px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink)}
.brand:hover{text-decoration:none}
.brand-text{display:flex;flex-direction:column;line-height:1.15}
.brand-text strong{font-family:var(--font-h);font-size:1.18rem}
.brand-text small{font-size:.72rem;color:var(--ink-soft);letter-spacing:.04em;text-transform:uppercase}
.mainnav{display:flex;align-items:center;gap:18px}
.navlist{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.navlist>li>a,.dd-toggle{display:inline-flex;align-items:center;gap:5px;padding:10px 11px;font-size:.9rem;font-weight:600;color:var(--ink);background:none;border:0;font-family:inherit;cursor:pointer;border-radius:8px}
.navlist>li>a:hover,.dd-toggle:hover{background:var(--sand);text-decoration:none}
.caret{width:0;height:0;border:4px solid transparent;border-top-color:currentColor;margin-top:3px}
.has-dd{position:relative}
.dd-menu{position:absolute;top:100%;left:0;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);list-style:none;margin:0;padding:8px;display:none;max-height:70vh;overflow:auto}
.has-dd.open .dd-menu{display:block}
.dd-menu a{display:block;padding:9px 12px;border-radius:8px;font-size:.9rem;color:var(--ink)}
.dd-menu a:hover{background:var(--sand);text-decoration:none;color:var(--brand)}
.nav-cta{display:flex;gap:8px}
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:0;padding:10px;cursor:pointer}
.hamburger span{width:24px;height:2px;background:var(--ink);display:block}

/* hero */
.hero{background:linear-gradient(180deg,var(--sand),var(--paper));padding:56px 0 40px}
.hero-in{display:grid;grid-template-columns:1.05fr 1fr;gap:44px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.74rem;font-weight:700;color:var(--brand);margin-bottom:.6em}
.lede{font-size:1.12rem;color:var(--ink-soft)}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0}
.hero-points{list-style:none;padding:0;margin:20px 0 0;display:flex;gap:20px;flex-wrap:wrap;font-size:.9rem;font-weight:600;color:var(--ink-soft)}
.hero-points li::before{content:"\2713";color:var(--green);font-weight:800;margin-right:7px}
.hero-img img{border-radius:var(--radius);box-shadow:var(--shadow)}

/* sections */
.section{padding:56px 0}
.section.alt{background:var(--sand)}
.section-lede{max-width:720px;color:var(--ink-soft);font-size:1.05rem}
.split{display:grid;grid-template-columns:1.35fr .9fr;gap:44px;align-items:start}
.rounded{border-radius:var(--radius);box-shadow:var(--shadow)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(272px,1fr));gap:20px;margin-top:26px}
.cards.small{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;color:var(--ink);transition:.18s}
.card:hover{text-decoration:none;box-shadow:var(--shadow);transform:translateY(-3px);border-color:var(--accent)}
.card h3{color:var(--brand-dk);margin-bottom:.4em}
.card p{color:var(--ink-soft);font-size:.95rem;margin:0}
.card .more{display:inline-block;margin-top:12px;font-weight:700;font-size:.87rem;color:var(--brand)}
.card.plain ul{padding-left:18px;margin:0}
.card.plain li{margin:.3em 0}
.card.quote p{font-style:italic;color:var(--ink)}
.card.quote cite{display:block;margin-top:12px;font-style:normal;font-weight:700;font-size:.88rem;color:var(--brand-dk)}
.ticks{list-style:none;padding:0;margin:0 0 1.2em}
.ticks li{padding-left:28px;position:relative;margin:.45em 0}
.ticks li::before{content:"\2713";position:absolute;left:0;color:var(--green);font-weight:800}
.linklist{padding-left:18px}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 16px;font-size:.9rem;font-weight:600;color:var(--ink)}
.chip:hover{border-color:var(--accent);color:var(--brand);text-decoration:none}
.factbox{background:var(--sand);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin-top:20px}
.factbox h3{margin-top:.6em}
.factbox h3:first-child{margin-top:0}
.factbox ul{padding-left:18px;margin:0 0 .6em}
.crumbs{padding-top:16px;font-size:.84rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:8px;padding:0;margin:0;color:var(--ink-soft)}
.crumbs li+li::before{content:"/";margin-right:8px;color:var(--line)}
.legal h2{font-size:1.3rem}

/* faq */
.faq details{border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:12px;background:#fff}
.faq summary{cursor:pointer;font-weight:700;font-family:var(--font-h);font-size:1.06rem}
.faq p{margin:.8em 0 0;color:var(--ink-soft)}

/* form */
.form-section{background:var(--sand)}
.quote-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.quote-form label{display:block;font-weight:600;font-size:.9rem;margin-bottom:14px}
.quote-form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.quote-form input,.quote-form select,.quote-form textarea{width:100%;margin-top:6px;padding:12px;border:1px solid var(--line);border-radius:10px;font:inherit;font-size:.95rem;background:#fffdfa}
.quote-form input:focus,.quote-form select:focus,.quote-form textarea:focus{outline:2px solid var(--accent);border-color:var(--accent)}
.form-note{margin:14px 0 0;font-weight:600;color:var(--green)}
.form-note.err{color:#a72020}

/* cta + footer */
.cta-band{background:var(--brand);color:#fff9f0;padding:44px 0}
.cta-band h2{color:#fff;margin-top:0}
.cta-band p{margin:0;color:#f3e3d1}
.cta-in{display:flex;align-items:center;justify-content:space-between;gap:26px;flex-wrap:wrap}
.cta-buttons{display:flex;gap:12px;flex-wrap:wrap}
.site-footer{background:var(--ink);color:#d8cec1;padding:50px 0 20px;font-size:.92rem}
.site-footer h3,.site-footer h4{color:#fff}
.site-footer a{color:#e7dccc}
.site-footer a:hover{color:var(--accent)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:.38em 0}
.foot-bottom{border-top:1px solid #33291f;margin-top:30px;padding-top:16px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:.84rem}
.foot-bottom p{margin:0}
.mobile-bar{display:none}

@media(max-width:980px){
  .hero-in,.split,.foot-grid{grid-template-columns:1fr}
  .foot-grid{gap:26px}
  .hamburger{display:flex}
  .mainnav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 20px 20px;max-height:78vh;overflow:auto;box-shadow:var(--shadow)}
  .mainnav.open{display:flex}
  .navlist{flex-direction:column;align-items:stretch;gap:0}
  .navlist>li{border-bottom:1px solid var(--line)}
  .navlist>li>a,.dd-toggle{width:100%;justify-content:space-between;padding:13px 4px;font-size:1rem}
  .dd-menu{position:static;display:none;box-shadow:none;border:0;border-radius:0;padding:0 0 8px 10px;min-width:0}
  .has-dd.open .dd-menu{display:block}
  .nav-cta{margin-top:14px}
  .nav-cta .btn{flex:1}
  .site-header{position:sticky}
  .header-in{position:relative}
}
@media(max-width:640px){
  body{font-size:16px;padding-bottom:62px}
  .section{padding:40px 0}
  .quote-form .row{grid-template-columns:1fr}
  .topbar-in{font-size:.75rem}
  .mobile-bar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:80;border-top:1px solid #00000022}
  .mobile-bar a{flex:1;text-align:center;padding:15px 8px;font-weight:800;font-size:.95rem}
  .mobile-bar a:first-child{background:var(--green);color:#fff}
  .mobile-bar a:last-child{background:var(--accent);color:#241703}
  .mobile-bar a:hover{text-decoration:none}
}